Unless you have $100K, Forget about MetLife's latest CD Offerings
If you have $100K, then you could qualify for MetLife's 3 Month CD at 1.8% APY, or 6 Months at 1.9% APY. But if you only have $2,000 (and not a penny less) you can get MetLife's 3 Month CD at .15% APY, 6 months at .25% APY. Wow, you can just feel the new money coming in.
Felllow Masters, Certificates of Deposits (CDs) are weak this week, forget the high yield cd rates, think low yield cds. Here's the link to Metlife's offering (click here), copy/pasted right from there site: MetLife CDs -- as of 04/20/09, All rates are Annual Percentage Yield (APY*)
| Term | $2,000- $14,999 | $15,000- $24,999 | $25,000- $49,999 | $50,000- $99,999 | $100,000+ |
|---|---|---|---|---|---|
| 3 Months | 0.15% | 0.95% | 1.60% | 1.70% | 1.80% |
| 6 Months | 0.25% | 0.95% | 1.70% | 1.80% | 1.90% |
| 9 Months | 0.25% | 1.40% | 1.80% | 1.90% | 2.00% |
| 12 Months | 0.65% | 1.75% | 1.90% | 1.95% | 2.00% |
| 18 Months | 0.65% | 1.85% | 2.00% | 2.10% | 2.15% |
| 24 Months | 0.70% | 2.00% | 2.10% | 2.20% | 2.25% |
| 36 Months | 0.80% | 2.10% | 2.20% | 2.30% | 2.35% |
| 48 Months | 1.00% | 2.10% | 2.20% | 2.30% | 2.35% |
| 60 Months | 1.15% | 2.10% | 2.20% | 2.30% | 2.35% |
If you aren't impressed by Metlife's CD offer, check out our sponsors for the most current CD deals (and links in Left Margin):
As usual the Masters are always on the hunt for CD bargains, and when we find one that is worth your attention, or is so bad we have to make fun of it, you can bet we are all over it.
Investing in High Yield CDs (Certificates of Deposit) may not sound that exciting, but knowing all your investment options is key to becoming a successful investor, and in this market, locking your money away for 3, 6, 9, or 12 Months can provide you peace of mind - Click Here to Review our CD Articles.
Happy Safe Investing.
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